When will student loans be forgiven? : What to know about debt relief applications Who is suing over student loan forgiveness?Ībout 43 million people hold $1.6 trillion in federal student loans, and about 40 million are expected to qualify for the one-time debt cancellation. Borrowers will have through the end of 2023 to apply for the student debt relief. 15 if they want the debt cancellation applied to their balances before the end of a freeze on payments that began during the pandemic and ends in January. The feds have encouraged borrowers to file their forms by Nov. The Education Department has said borrowers who apply in October could have a chunk of their debt wiped out as soon as November. Officials said they're using "best practices and lessons learned" to make sure the site can handle the volume of applications.īorrowers are eligible to receive $10,000 or $20,000 in debt relief depending on their income and whether they received a Pell Grant in college. When news first broke about the White House's debt forgiveness plan, its website focused on federal financial aid buckled under the weight of borrower interest. Officials did not provide a release date – or a website where borrowers can access the application – but said the White House is on track for an October launch after initially targeting "early October." They also shared a video about the application.Īpplicants will not be required to log in with their federal student aid ID, nor will they have to upload any documents. "We don’t have an announcement to make on the launch date," a White House official said on a call with reporters.īiden senior administration officials, who spoke to reporters on the condition of anonymity, said it's "full steam ahead" with the student loan cancellation plan even amid legal challenges from Republican-led states. When the form will go live is still up in the air, however. Officials described the application as "simple and straight forward," keeps questions to a minimum and was designed after being tested. Anyone who is found to have provided false information would be subject to significant fines and perhaps jail time, according to White House officials. The application also will require the borrower to sign and agree to a form about what they earn. It will require entering a Social Security number. The application, which will be accessible on cell phones as well as computers, will be published in both English and Spanish and designed for people with disabilities. This site does not host pdf, DOC files all document are the property of their respective owners.In the face of multiple legal challenges, the White House on Tuesday released a preview of the application form for the president's one-time student debt relief cancellation.
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